We've Extended Our High-Interest Savings Account Special Through the Holidays!​

Whether you have an extra $50 or $50,000, celebrate the season with something sweet! But just like those holiday cookies, at 5.69%* this offer won’t last long.


What is a High-Interest Savings Account (HISA)?

A HISA is a type of account that offers a higher rate of interest than your typical chequing or savings accounts. There is no minimum deposit required – every dollar counts!

Realize Your

Reach your savings goals sooner by earning interest on every dollar.

Our competitive rate of 5.69% lets your money work harder for you. Open a new High-Interest Savings Account, deposit new funds, and watch your savings grow!

Know that your deposits are protected

Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).

For more information on deposit insurance,
please click here.

You have options with our guaranteed investment specials!

Take advantage of a competitive interest rate and benefit from some peace of mind .

1-year, 3.25%
Cashable GIC

Keep your funds accessible with no penalty withdrawals after 60 days.**

1-year, 4.00%
Step-by-Step Fixed GIC

Build your investment through regular deposits from your WFCU/ECU chequing account. Minimum savings goal of $500 within one year ($100 for youth under 18).**

1-Year, 5.90%
Fixed GIC

Combat market uncertainty and ride out the current rate volatility by locking in a great rate.**

5-year, 4.50%
Fixed GIC

Grow your investment confidently ahead of a long-term savings goal.**

New to GICs?

A GIC is a safe, low-risk investment that functions similarly to a savings account. You deposit money into a GIC account, and that amount earns interest over time. The difference is, a GIC requires you to leave the money in the account for a specified period of time – a term. Upon completion of the term period, you receive the entire sum that you deposited, plus your earned interest.

**Annual interest rate. Interest is calculated daily, non-compounded and paid at maturity. Minimum investment is $500 (with the exception of the Step-by-Step GIC) and $100 for youth under 18 years old. Investments are non-redeemable. Available for new funds or existing renewals. Offers may change without notice at any time.

Investment Shares
A Better Way to Invest

How do Investment Shares work?

Investment Shares are a straightforward investment option. Each Investment Share costs $1. There are no commissions or fees associated with purchasing Investment Shares. The minimum purchase is 500 Investment Shares ($500). This can be funded from your WFCU/ECU account, including your Tax-Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP), or Registered Retirement Income Fund (RRIF).

What Are the Benefits?

Premium Returns

Our Investment Shares earn a premium rate of return. On average WFCU/ECU Investment Shares earned members $10,902 more on their investment***


If you’re looking to diversify your portfolio while minimizing risks, our Investment Share series is the perfect addition to your holdings.

Stronger Together

Investing directly with us helps strengthen WFCU/ECU, benefitting all members through innovative banking products and services.

Community Investment

WFCU/ECU is committed to making the communities we serve the best places to live and work. Investment Shares help support this.

***Amounts reflected are a comparison of WFCU/ECU Series 1 Class A Investment Shares and a WFCU/ECU 1-year GIC held since 1998 and includes annual compounding.

Get a great rate today!

Whether you currently bank with WFCU or ECU, or with another financial institution, fill out the form below, and one of our member consultants will start the process!

Prefer to skip the form? Call 1 888 767 9535 or email info@wfcu.ca.

Contact Us - WFCU Investments

What’s on your bucket list?


Ensure your future goals are within reach.

Financial confidence is a conversation away!

Whether you’re saving for your first home, planning for retirement, or protecting your estate, our team is here to help you achieve your financial goals – even in a challenging marketplace.

With over 80 years of experience helping Ontarians realize their life goals, WFCU/ECU’s wealth management division, Avanti Investment Services, in partnership with Credential Asset Management Inc.****, is highly qualified to assist you with financial guidance and wealth management needs.

****Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured or guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Their values change frequently and past performance may not be repeated.

About us

WFCU Credit Union is a leading financial institution headquartered in Windsor since 1940. It is the sixth-largest credit union in Ontario and the twentieth-largest in Canada.

WFCU Credit Union operates nine retail locations in Windsor-Essex, one in Chatham, One in London, and three in the Waterloo Region through ECU – A Division of WFCU Credit Union.

Through our various service channels, including online and mobile banking, and ATM services, WFCU Credit Union and its numerous divisions, including ECU, have become the financial institutions of choice for over 65,000 members across Ontario. WFCU Credit Union membership is open to anyone living and/or working in Ontario.

Invest in your community

A portion of our members’ deposits is reinvested into our communities, making them more vibrant places to work and play. Through our INSPIRE program, we provide engaging, entertaining, and educational opportunities for people to come together as a community.
Learn more here.

*The Bonus Interest Rate of 5.69% is applied to the WFCU Credit Union High-Interest Savings Interest Rate Offer (“Offer”). This is available to eligible new and existing members who open a new WFCU ALTO Savings Account, variable RRSP, and/or variable TFSA (“Eligible Savings Account”) as the primary owner between October 1, 2023, and January 15, 2024 (“Qualifying Period”). This Offer does not apply to funds previously deposited in a WFCU Credit Union account. The Offer applies to only new funds deposited to WFCU Credit Union (“WFCU”). This Offer applies to only 1 Eligible Savings Account per membership. The maximum deposit amount eligible for the Bonus Interest Rate is $1,000,000. Any balances over $1,000,000 will be paid the Regular Interest Rate. The Bonus Interest Rate will be applied for 120 days (“Promotional Period”) from the date that the Eligible Savings Account is opened. Any reference to a period of 4 months made in conjunction with this Offer will mean 120 calendar days, regardless of how many days may fall within the 4-month calendar period. At the end of the Promotional Period, the current interest rate posted on WFCU’s personal account web page (“Regular Interest Rate”) will apply to the balance in the Eligible Savings Account. Regular and Bonus Interest Rates are annualized (subject to certain exceptions) and are calculated daily and paid monthly. Interest rates are subject to change at any time without notice. The Offer and interest rates are subject to change without notice. The Offer cannot be combined with any other promotional rate offers. The Offer may be withdrawn at any time. Fees may apply. All applications are subject to WFCU approval and standard terms and conditions apply. Additional Terms An Eligible Savings Account that is closed or switched to another product type within the Term which is not an Eligible Savings Account will forfeit any future interest calculated at the Bonus Interest Rate on the day on which the Eligible Savings Account is closed or switched. WFCU reserves the right, in its sole discretion, to suspend, disqualify, limit or revoke the Offer to any person or member it finds or believes to be manipulating or otherwise abusing the process, fairness, integrity or operation of the Offer, without further explanation or advance notice to such person or member. By participating in this Offer, the member acknowledges and agrees that WFCU will not be held liable for any direct or indirect losses, damages, or opportunity costs suffered or incurred by them or any third party as a result of WFCU suspending, disqualifying, limiting or revoking their participation in this Offer in the event that WFCU finds or believes them to be manipulating or otherwise abusing the process, fairness, integrity or operation of the Offer. If WFCU is unable to execute the Offer as planned for any reason, including but not limited to infection of its computers/systems by virus, bugs, tampering, unauthorized intervention, fraud, technical failures, force majeure, pandemic, or any other cause beyond its reasonable control which corrupts, interferes with, or otherwise impacts the administration, security or proper conduct of this Offer, WFCU reserves the right at its sole discretion to, without advance notice, terminate or suspend the Offer, in whole or in part, or modify it as it deems necessary. A member has 31 days from the end of the Promotional Period to notify WFCU if they believe they have completed all qualifying criteria but have not earned interest at the Bonus Interest Rate due under these Terms. Any notice received after this date will not be accepted and WFCU will only be required to ensure the Eligible Savings Account was paid applicable interest at the Regular Interest Rate from the date the account was opened. If the member has any other personal deposit account(s) with WFCU, it or they must be in good standing; otherwise, WFCU reserves the right to prohibit the member from participating in, or to discontinue their participation in the Offer in its sole discretion. By participating in the Offer, the member acknowledges and agrees that WFCU will not be held liable for any direct or indirect losses, damages, or opportunity costs suffered or incurred by them or any third party as a result of it prohibiting them from participation in or discontinuing their participation in this Offer.

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