You have options with one of our
guaranteed investment specials!

Take advantage of a competitive interest rate and benefit from some peace of mind.  

1-year, 3.25%
Cashable GIC

Keep your funds accessible with no penalty withdrawals after 60 days.*

1-year, 4.00%
Step-by-Step Fixed GIC

Build your investment through regular deposits from your WFCU/ECU chequing account. Minimum savings goal of $500 within one year ($100 for youth under 18).*

1-year, 5.00%
Fixed GIC

Combat market uncertainty and ride out the current rate volatility by locking in a great rate.*

5-year, 4.25%
Fixed GIC

Grow your investment confidently ahead of a long-term savings goal.*

*Annual interest rate. Interest is calculated daily, non-compounded and paid at maturity. Minimum investment is $500 (with the exception of the Step-by-Step GIC)
and $100 for youth under 18 years old. Investments are non-redeemable. Available for new funds or existing renewals. Offers may change without notice at any time.

Invest in your community

A portion of our members’ deposits is reinvested into our communities, making them more vibrant places to work and play. Through our INSPIRE program, we provide engaging, entertaining, and educational opportunities for people to come together as a community.
Learn more here.

Know that your deposits are protected

Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).
For more information on deposit insurance,
please click here.

Get a great rate today!

Whether you currently bank with WFCU or ECU, or with another financial institution, fill out the form below, and one of our member consultants will start the process!

Prefer to skip the form? Call 1 888 767 9535 or email

What’s on your bucket list?


Ensure your future goals are within reach.

Looking for more
financial advice?

New to GICs?

Whether you’re saving for your first home, planning for retirement, or protecting your estate, our team is here to help you achieve your financial goals – even in a challenging marketplace.


With over 80 years of experience helping Ontarians realize their life goals through smart financial planning, WFCU/ECU’s wealth management division, Avanti Investment Services, in partnership with Credential Asset Management Inc., is highly qualified to assist you with your financial planning, investment portfolio, and wealth management needs.

A GIC is a safe, low-risk investment that functions similarly to a savings account. You deposit money into a GIC account, and that amount earns interest over time. 


The difference is, a GIC requires you to leave the money in the account for a specified period of time – a term. Upon completion of the term period, you receive the entire sum that you deposited, plus your earned interest.

About us

WFCU Credit Union is a leading financial institution headquartered in Windsor since 1940. It is the sixth-largest credit union in Ontario and the twentieth-largest in Canada.

WFCU Credit Union operates nine retail locations in Windsor-Essex, one in Chatham, One in London, and three in the Waterloo Region through ECU – A Division of WFCU Credit Union.

Through our various service channels, including online and mobile banking, and ATM services, WFCU Credit Union and its numerous divisions, including ECU, have become the financial institutions of choice for over 65,000 members across Ontario. WFCU Credit Union membership is open to anyone living and/or working in Ontario.

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